Benefits

 

 

 

Lost Your Insurance Benefits?
We Got Them Back For You!

 

Our association works hard to protect your pension AND your insurance benefits. This is one of the main advantages of being a member and one of the main reasons we are here for you!

Thanks to our trusted partner, AMBA, members are eligible for exclusive supplemental insurance. Get special group rates on dental, vision, long-term care, cancer, heart, stroke, accident, life insurance, and other policies.

If you’ve had trouble getting supplemental insurance at a reasonable rate, here’s your chance! Best of all, it's easy - you can enroll online or by phone.

 
AMBA logo
dental hygienist working on a man's teeth

DENTAL COVERAGE LIKE WHEN YOU WERE WORKING

 
  • Choose your own dentist – No network required.
  • Save 20-40% – With a dentist in the Ameritas Dental Network.
  • No Waiting Periods – For covered services during open enrollment.
  • Over 400,000 providers to choose from – Whether home or traveling.
  • Wide Range of Procedures – Covered up to 100% with a low deductible
  • High Calendar Year Maximum – And ability to carry over some unused maximum to the next year.

ENROLL ONLINE REQUEST INFO
OR CALL 1-877-810-6334 Mon‑Fri 8am‑6pm CT

 

VISION COVERAGE WITH A CLEAR DIFFERENCE

 
  • Choose from thousands of eye doctors nationwide.
  • One-stop convenience for eye exams and eyewear, your local Walmart included.
  • Great Benefits and Low Copays:
    • WellVision Exam covered every 12 months with a $15 copay.
    • Prescription Eyeglasses with a $25 copay.
    • Frames covered every 24 months
      • $150 allowance on wide selection of frames
      • $170 allowance for featured brands
      • 20% savings on amount over allowance
    • Lenses covered every 12 months.
      • Single vision, lined bifocal & lined trifocal lenses
      • 100% coverage on Progressive lenses
      • 20-25% saving on non-covered lens enhancements such as anti-reflective and UV coating
    • Contact Lens Exam covered every 12 months (instead of eyeglasses).
    • 20% savings on additional glasses and sunglasses.

ENROLL ONLINE REQUEST INFO
OR CALL 1-877-810-6334 Mon‑Fri 8am‑6pm CT

 
a woman having an eye exam done
image of a nurse caring for an elderly woman

TERM LIFE INSURANCE

 

Pick the Right Insurance For You With a Term Life Policy

Our Term Life products are available in various face amounts (ranging from $25,000-$300,000) and Term increments of 10, 15, 20 and 30 years. Each Term Life insurance product offers riders that add flexibility to make your coverage just right for your stage of life, like accelerated death benefit riders or living benefit riders that include Chronic Illness, Terminal Illness, and Critical Illness.

Your term policy pays your designated beneficiary a lump sum of money to use in any way they see fit. The beneficiary can pay off mortgage payments in event of your death or disability, among many other scenarios. Term Life insurance covers a specific time frame to help give your loved ones financial protection – in the event of your death. It’s a smart, affordable way to plan for the future.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

 

LONG TERM CARE INSURANCE

 

A Long-Term Care insurance policy can ease the financial burden on your loved ones. Save your family thousands of dollars, helping to protect your life savings and reduce the stress on your spouse and children. 

Long-term care services not typically covered by Medicare include:
• A skilled nursing facility after 100 days
• Bathing
• Dressing
• Transferring to and from a bed or chair
• Eating
• Personal hygiene

Long-term care today can cost $75,000 a year or more. The sooner you plan, the better your chances of avoiding financial challenges later.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT 

 
a woman holding the hand of an elderly woman while talking to her
medicare application form

MEDICARE SUPPLEMENT INSURANCE

 

Medicare doesn’t provide all the health insurance coverage you need. That’s where a Medicare Supplement plan comes in. Also known as Medigap, these insurance plans not only help pay for additional eligible expenses not paid by Medicare, they provide the freedom for you to use your own physician, specialist, and medical facility. 

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT 

 

HEARING PLAN

 

Most insurance plans don't cover hearing healthcare. This no-cost program provides free hearing consultations and discounts on hearing aids through a nationwide network of hearing professionals.

Benefits include:
• Free annual consultations for you & your immediate family
• One year of free office visits (limit 6)
• Nationwide network of 3,000+ locations
• Discounts on hearing aids, tinnitus options & hearing protection products

REQUEST INFO
OR CALL 1-888-200-5701 Mon‑Fri 8am‑6pm CT

 
an elderly woman putting on a hearing aid
a cancer patient hugging her daughter

CANCER/HEART/STROKE INSURANCE

 

Many advanced treatments that could increase your chances for cancer survival are not available locally. Travel, care, and other out-of-pocket expenses can be overwhelming.

A cancer plan will:
• Pay cash directly to you upon first diagnosis of internal cancer or malignant melanoma
• Be paid at one time in one lump sum, for you to use as you see fit
• Offer an optional heart and stroke rider for additional premium 

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT 

 

ACCIDENT INSURANCE

 

Accident recovery typically gets more challenging with age, which could set you back financially as well as physically.

This policy helps cover expenses standard medical plans might not, including:
• Ambulance
• Medical expenses
• Hospital costs
• Intensive care
• Physical therapy
• Family lodging and transportation

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

 
man getting out of ambulance on a stretcher
an elderly man signing papers

FIXED INDEX ANNUITY

 

If you never want to get jolted by sudden changes in the stock market, then a Fixed Index Annuity may be for you. With this annuity, your income is locked in, with a guaranteed interest rate. Plus there are multiple payout options.

Why a Fixed Index Annuity?
• Protects your investment from downturns
• Enjoy market gains without downside risk
• Offers guaranteed interest rates
• Provides income for your entire lifetime
• Liquidates penalty-free for Confinement, Terminal Illness and Home Health Care
• From a carrier you know and trust: A+ rated by Standard and Poor’s, in business for over 133 years

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

 

ID/ FRUAD PROTECTION

 

Our world continues to become increasingly connected to the Internet. While this can be incredibly convenient, it also puts some things that matter most to you at risk, such as your identity, money and assets, family, reputation, and privacy. That’s where ID Protection comes in. An all-in-one digital safety net for you and your whole family includes credit monitoring, military-grade encryption, and insurance protection to help cover any eligible losses and fees due to ID theft and fraud.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

 
Stroke
Montana Retired Educator’s Association Dental
Montana Retired Educator’s Association Life Insurance
Montana Retired Educator’s Association Long-Term Care
Montana Retired Educator’s Association Medical Transportation
Montana Retired Educator’s Association Vision
MREA Cancer Accident insurance
Cancer/heart/stroke insurance
Dental coverage
Discounts
Fixed Index Annuity
Hearing plan
Insurance benefits
Life insurance
Long-term care insurance
Medical Transportation
Medicare supplement insurance
Montana Retired Educator’s Association AMBA
Montana Retired Educator’s Association Cancer AMBA
Supplemental Insurance
Vision coverage Image
Stroke
MREA Life Insurance
MREA Long-Term Care
MREA Medical Transportation
MREA's trusted partner Stroke
Montana Retired Educator’s Association Dental
Montana Retired Educator’s Association Life Insurance
Montana Retired Educator’s Association Long-Term Care
Montana Retired Educator’s Association Medical Transportation
Montana Retired Educator’s Association Vision
MREA Cancer Accident insurance
Cancer/heart/stroke insurance
Dental coverage
Discounts
Fixed Index Annuity
Hearing plan
Insurance benefits
Life insurance
Long-term care insurance
Medical Transportation
Medicare supplement insurance
Montana Retired Educator’s Association AMBA
Montana Retired Educator’s Association Cancer Image

LEGAL ASSISTANCE

 

Protect yourself and your family with a legal services plan. Members can access a nationwide network of attorneys for a low monthly cost with no copays, deductibles, or claim forms.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

 

PROLIABAILITY: PROFESSIONAL LIABILITY COVERAGE

 

Proliability, powered by AMBA, offers professional liability coverage tailored to the professions it protects. From medical malpractice coverage for nurses to errors and omissions coverage for business professionals, our professional liability coverage brings with it significant benefits to offer peace of mind- all for an affordable price.

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT

 
AMBA
Supplemental Insurance
Vision coverage Accident insurance
Cancer/heart/stroke insurance
Dental coverage
Discounts
Fixed Index Annuity
Hearing plan
Insurance benefits
Life insurance
Long-term care insurance
Medical Transportation
Medicare supplement insurance
Montana Retired Educator’s Association AMBA
Montana Retired Educator’s Association Cancer Stroke
MREA Life Insurance
MREA Long-Term Care
MREA Medical Transportation
MREA's trusted partner Image
an image of a wife feeding her husband in a funny way

DISCOUNTS NATIONWIDE

 

Enjoy savings, right from your computer, at myAMBAdiscounts.com. Retirement is an adventure—why not save money along the way? As a member of the association, you can enjoy exclusive discounts on:

  • Computers
  • Electronics
  • Household Items
  • Entertainment
  • Dining
  • Travel
  • Hotels
  • Rental Cars
  • Flowers
  • And more

REQUEST INFO
OR CALL 1-877-698-2710 Mon‑Fri 8am‑6pm CT